Traditional vs Roth: a heavyweight battle the likes of Ali vs Frazier, Marvel vs DC and the chicken vs the egg. This post makes the traditional vs Roth decision for IRA plans as easy as possible.
Read moreTraditional vs Roth IRA: Which to Choose
Category: Retirement
Traditional vs Roth: Which Should You Choose?
We arrive at the major debate—no, not Trump vs Biden or which way to hang toilet paper. This one shouldn’t get people all riled up: should you choose a traditional or Roth work retirement plan? This post makes the traditional or Roth decision for employer-sponsored retirement plans as easy as possible.
Read moreIndividual Retirement Account (IRA) Basics
Here in the great US of A, an Individual Retirement Account (IRA) is as American as hot dogs, bourbon and cut-off tees. Yet fewer than one third of Americans have opened an IRA, and less than one fifth actually contribute to one (insert face palm). An IRA has great perks: this is what you need to know to take advantage of them.
Read moreEverything You Need to Know about a Thrift Savings Plan
For all of you working for good ol’ Uncle Sam, whether as a civilian for the federal government or one of the many heroes serving in military, the Thrift Savings Plan is for you! If the TSP applies to you, make sure you read this post, which includes details on the new TSP Modernization Act, to make saving for retirement as easy as possible.
Read moreEverything You Need to Know about a 457
Have you ever heard of a 457 plan? If not, you’re not alone. These retirement plans are sometimes available to employees of state and local municipal governments, including some local school and state university systems. If you or a loved one falls into one of these employment categories and needs a crash course, look no further. Here is everything you need to know about a 457 plan.
Read moreEverything You Need to Know about a 403(b)
Calling all teachers, doctors, nurses, librarians, priests, nuns and non-profit employees—are you completely familiar with the retirement plans that may be available to you? This post includes everything you need to know about a 403(b) plan, as well as a brief intro to other plans that may be available to you, including 457 and 401(a) plans.
Read moreEverything You Need to Know about a 401(k)
When you’re first introduced to the working world, a 401(k) might sound like a really long foot race or maybe a type of airplane. Au contraire, these 3 numbers and letter could be your single most important shortcut to retirement. This post covers everything you need to know about the most common employer-sponsored retirement plan.
Read moreEmployer-Sponsored Retirement Plan Basics
Sadly, two-thirds of Americans don’t contribute anything to a 401(k) or other employer-sponsored retirement plan. Do not be one of these ignoramuses! Read this post to figure out which one might apply to you and why it’s so important to contribute.
Read moreWhat to Know about Saving for Retirement
Retirement! It’s the dream, workless life we all hope to enjoy someday. This will not come as a surprise, but retirement, unfortunately, is not free. It’s a reward and a privilege for those who saved for retirement appropriately, which is something you should start TODAY. This post covers the tax-advantaged accounts you should use to make saving for retirement as easy as possible.
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